NOW LIVE: Compare personal loans in the USA, Canada, Australia, Colombia, Czech Republic, and Romania. COMING SOON: Mexico, Poland, Spain, Kazakhstan, Vietnam, South Africa, New Zealand, Philippines. Our AI matches you with 500+ licensed lenders in 60 seconds with transparent rates and local expertise.
331M people • 50 states • 1,200+ cities
10.5M people • 14 regions • 600+ cities
19M people • 8 regiuni • 40+ orașe
26M people • 8 states & territories • 100+ cities
51M people • 32 departamentos • 100+ ciudades
These markets are currently in development and will launch in Q4 2025 / Q1 2026. Join our waiting list to be notified when they go live!
128M people • 32 estados • 150+ ciudades
🚧 UNDER CONSTRUCTION: Préstamos personales y consolidación de deudas para residentes en México. Compara ofertas de prestamistas regulados por CONDUSEF y CNBV.
🚧 Currently under construction. Check back soon!
19.6M people • 17 өңір • 150+ қала
🚧 UNDER CONSTRUCTION: Қазақстандағы жеке несиелерді салыстырыңыз. ҚР Ұлттық Банкі лицензиясы бар несие берушілерден ұсыныстар.
🚧 Currently under construction. Check back soon!
98M people • 3 khu vực • 63 tỉnh thành • 50+ thành phố
🚧 UNDER CONSTRUCTION: Vay tiêu dùng và hợp nhất nợ cho cư dân Việt Nam. So sánh lãi suất từ các tổ chức tín dụng được cấp phép bởi Ngân hàng Nhà nước.
🚧 Currently under construction. Check back soon!
38M people • 16 województw • 100+ miast
🚧 UNDER CONSTRUCTION: Pożyczki osobiste i konsolidacja długów dla mieszkańców Polski. Porównaj oferty licencjonowanych pożyczykodawców KNF.
🚧 Currently under construction. Check back soon!
47M people • 17 comunidades autónomas • 80+ ciudades
🚧 UNDER CONSTRUCTION: Préstamos personales y consolidación de deudas para residentes en España. Compara ofertas de prestamistas regulados por el Banco de España.
🚧 Currently under construction. Check back soon!
60M people • 9 provinces • 50+ cities
🚧 UNDER CONSTRUCTION: Personal loans and debt consolidation for South African residents. Compare offers from NCR-registered lenders.
🚧 Currently under construction. Check back soon!
5M people • 16 regions • 30+ cities
🚧 UNDER CONSTRUCTION: Personal loans and debt consolidation for New Zealand residents. Compare offers from FMA-licensed lenders nationwide.
🚧 Currently under construction. Check back soon!
113M people • 17 regions • 100+ cities
🚧 UNDER CONSTRUCTION: Personal loans and debt consolidation for Philippine residents. Compare offers from BSP-licensed lenders across all regions.
🚧 Currently under construction. Check back soon!
Our AI analyzes your profile and matches you with lenders who are most likely to approve your application with competitive rates.
We partner with trusted lenders in each market, ensuring you get relevant options that comply with local regulations.
Compare rates, terms, and fees side-by-side. No hidden costs, no surprises. Just clear, honest information.
LoansAI uses artificial intelligence to analyze your financial profile and match you with licensed lenders in your country. Simply select your country, answer a few questions, and get personalized loan offers in 60 seconds. Our AI considers your credit profile, income, and local regulations to find the best rates.
LoansAI currently operates in 14+ countries including the United States, Czech Republic, Canada, and more. We're rapidly expanding to Poland, Spain, Romania, Vietnam, Mexico, Colombia, Kazakhstan, South Africa, Australia, New Zealand, and the Philippines. Check our homepage to see if your country is live or coming soon.
Yes, LoansAI is 100% free for borrowers. We never charge fees for comparing loan offers or matching you with lenders. We earn commissions from lender partners only when you successfully complete a loan, but this never affects the rates or terms you receive.
Credit requirements vary by country and lender. In the United States, we work with lenders who accept scores as low as 580, though better scores (700+) qualify for lower rates. In Czech Republic, we check registry databases (SOLUS, CBCB). Each country has different credit assessment methods, and our AI considers local standards.
Funding speed varies by country and lender. In the US, some lenders offer same-day or next-day funding for approved applicants. In Czech Republic, typical funding is 1-3 business days. Canada averages 2-5 business days. After approval, funds are typically deposited directly to your bank account.
Yes. LoansAI only partners with licensed, regulated lenders in each market. US lenders comply with CFPB regulations and state banking laws. Czech lenders are regulated by ČNB (Czech National Bank). Canadian lenders follow FCAC guidelines and provincial regulations. We verify all licenses before adding lenders to our network.
LoansAI is a global financial technology platform dedicated to democratizing access to personal credit. We leverage artificial intelligence and local partnerships to help millions of people find the right loan products in their home markets. Our mission is to make borrowing transparent, accessible, and fair worldwide.
Licensed and compliant in all operating markets. Your data is protected with bank-level encryption.