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Amount between $2,000 and $75,000
This is a soft credit check and won't affect your credit score
📋 What happens next?
- 1. We match you with suitable ASIC-licensed lenders
- 2. You receive personalized loan offers with rates and terms
- 3. Compare offers and choose the best one for you
- 4. Complete the full application with your chosen lender
- 5. Receive funds directly to your Australian bank account
✅ Why choose LoansAI?
- • Compare offers from 50+ ASIC-licensed lenders
- • 100% free - we never charge you fees
- • Bank-level security for your data
- • No obligation to accept any offer
- • Fast approval - most loans approved within 24-48 hours
Important Disclosure
Not a Lender: LoansAI.com.au is a comparison service that connects borrowers with ASIC-licensed credit providers. We do not provide credit or make lending decisions.
Affiliate Compensation: We may receive fees from lenders when you apply through our platform. This does not affect the interest rate or terms you receive. Lenders are ranked based on approval likelihood, rates, fees, and customer reviews.
Representative Example: A $10,000 personal loan repaid over 3 years at 12.00% p.a. has 36 monthly repayments of $332.14, total repayment of $11,957.04, total interest of $1,957.04, and a comparison rate of 12.00% p.a. The comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
NCCP Act Protection: All lenders are regulated under the National Consumer Credit Protection Act 2009. You have rights and protections under Australian Consumer Law. If you have a dispute, you can contact the Australian Financial Complaints Authority (AFCA) at www.afca.org.au.
Responsible Lending: Borrow responsibly. Consider whether you can afford repayments before applying. Missed payments can affect your credit score and result in additional fees. Visit MoneySmart.gov.au for free financial counselling.