Loan Education Hub

Free, ASIC-compliant educational content to help you make informed borrowing decisions. Learn about loan types, credit scores, consumer rights, and financial planning from trusted Australian sources.

Educational Content Only

All articles on this page are for general information and education purposes only. They do not constitute financial, legal, or tax advice. Always consult a licensed financial adviser or counsellor before making borrowing decisions.

Browse by Topic

Loan Basics

12 articles

Loan Types

8 articles

Credit & Scores

6 articles

Consumer Rights

5 articles

Financial Health

9 articles

Comparison Tips

7 articles

Application Tips

4 articles

Featured Articles

Learn what personal loans are, how they work, typical interest rates, and when they might be suitable for your needs.

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10 min read
Credit & Scores

How Credit Scores Work in Australia

Your credit score affects loan approvals and interest rates. Learn what impacts your score and how to improve it.

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6 min read
Loan Basics

What is a Comparison Rate?

Comparison rates help you understand the true cost of a loan. Learn how they're calculated and why they matter.

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Understand the key differences, pros and cons, and which type of loan might be right for your situation.

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12 min read
Consumer Rights

Your Rights Under the NCCP Act

The National Consumer Credit Protection Act protects borrowers. Learn your rights and lender obligations.

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9 min read
Financial Health

10 Warning Signs You're in Debt Trouble

Recognise the early signs of financial difficulty and learn where to get free help before it's too late.

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11 min read
Comparison Tips

How to Compare Loans Effectively

A step-by-step guide to comparing interest rates, fees, features, and terms to find the best loan for you.

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Prepare for your loan application with this comprehensive checklist of documents and information required.

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Quick Reference Guides

Loan Calculators & Tools

Use these free ASIC tools to calculate loan costs and compare options:

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Essential Resources

More Articles Coming Soon

We're building a comprehensive library of educational content covering all aspects of borrowing, credit, and financial planning. Check back regularly for new articles, guides, and calculators.

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