Free, ASIC-compliant educational content to help you make informed borrowing decisions. Learn about loan types, credit scores, consumer rights, and financial planning from trusted Australian sources.
All articles on this page are for general information and education purposes only. They do not constitute financial, legal, or tax advice. Always consult a licensed financial adviser or counsellor before making borrowing decisions.
Loan Basics
12 articles
Loan Types
8 articles
Credit & Scores
6 articles
Consumer Rights
5 articles
Financial Health
9 articles
Comparison Tips
7 articles
Application Tips
4 articles
Learn what personal loans are, how they work, typical interest rates, and when they might be suitable for your needs.
Read More →Your credit score affects loan approvals and interest rates. Learn what impacts your score and how to improve it.
Read More →Comparison rates help you understand the true cost of a loan. Learn how they're calculated and why they matter.
Read More →Understand the key differences, pros and cons, and which type of loan might be right for your situation.
Read More →The National Consumer Credit Protection Act protects borrowers. Learn your rights and lender obligations.
Read More →Recognise the early signs of financial difficulty and learn where to get free help before it's too late.
Read More →A step-by-step guide to comparing interest rates, fees, features, and terms to find the best loan for you.
Read More →Prepare for your loan application with this comprehensive checklist of documents and information required.
Read More →Use these free ASIC tools to calculate loan costs and compare options:
Get free, confidential help with debt and borrowing decisions:
Learn about your rights and how to lodge complaints:
Read official guides on borrowing and credit:
Check your credit score and history for free:
We're building a comprehensive library of educational content covering all aspects of borrowing, credit, and financial planning. Check back regularly for new articles, guides, and calculators.
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