Personal Loans by Australian City

Find competitive loan rates from ASIC-regulated lenders in your local area. Browse 92 cities across all states and territories.

92
Cities Covered
90%+
Population Coverage
5.99%+
Starting Rates
100%
ASIC Licensed
🏙️

New South Wales

18 cities • 8166000

Sydney
Pop. 5,312,000
Median: $95,000

Australia's largest city and financial capital, Sydney offers diverse lending options from major banks to specialist online lenders.

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Newcastle
Pop. 497,000
Median: $82,000

Major regional centre with strong mining heritage, Newcastle borrowers access competitive rates from national and regional lenders.

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Central Coast
Pop. 333,000
Median: $78,000

Coastal region between Sydney and Newcastle offering lifestyle and affordability, with growing access to fintech lenders.

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Wollongong
Pop. 302,000
Median: $80,000

Industrial city south of Sydney with strong manufacturing base, residents benefit from competitive regional lending markets.

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Maitland
Pop. 85,000
Median: $79,000

Fast-growing Hunter region city, Maitland borrowers access loans from traditional banks and emerging digital platforms.

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Wagga Wagga
Pop. 68,000
Median: $74,000

Largest inland city in NSW, Wagga Wagga offers regional lending with strong military and agricultural economic ties.

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Albury
Pop. 53,000
Median: $73,000

Border city with Victoria offering competitive cross-border lending options and strong regional economy.

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Tamworth
Pop. 45,000
Median: $71,000

Country music capital with diverse regional economy, Tamworth residents access specialized agricultural and personal lending.

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Orange
Pop. 42,000
Median: $76,000

Elevated city with cool climate and strong agricultural sector, Orange offers regional lending suited to farming communities.

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Dubbo
Pop. 40,000
Median: $72,000

Regional hub serving western NSW, Dubbo residents access agricultural and personal loans from local and national providers.

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Bathurst
Pop. 37,000
Median: $73,000

Historic gold rush city with motorsport heritage, Bathurst offers diverse regional lending for residents and businesses.

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Lismore
Pop. 30,000
Median: $68,000

Northern rivers city with alternative lifestyle culture, Lismore borrowers access regional lending including agricultural finance.

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Nowra
Pop. 37,000
Median: $70,000

South coast city with naval base, Nowra residents benefit from stable defence employment and competitive lending rates.

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Queanbeyan
Pop. 43,000
Median: $85,000

Border city adjacent to Canberra, Queanbeyan benefits from ACT proximity with access to diverse lending markets.

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Coffs Harbour
Pop. 72,000
Median: $69,000

Mid-north coast city with tourism and agriculture, Coffs Harbour offers coastal lifestyle with regional lending access.

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Port Macquarie
Pop. 48,000
Median: $71,000

Rapidly growing coastal city, Port Macquarie residents access retirement-friendly lending and growth financing.

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Armidale
Pop. 25,000
Median: $70,000

University city on the Northern Tablelands, Armidale offers education-focused lending and regional finance options.

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Grafton
Pop. 19,000
Median: $67,000

Clarence Valley city known for jacaranda trees, Grafton provides regional lending with agricultural specialization.

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🎨

Victoria

16 cities • 6613000

Melbourne
Pop. 5,078,000
Median: $92,000

Australia's cultural and sporting capital, Melbourne offers sophisticated lending markets with big four banks and innovative fintechs.

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Geelong
Pop. 253,000
Median: $82,000

Major Victorian city with automotive heritage transitioning to education and healthcare, Geelong offers competitive regional lending.

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Ballarat
Pop. 110,000
Median: $76,000

Gold rush heritage city with strong education sector, Ballarat residents access diverse regional and online lending options.

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Bendigo
Pop. 103,000
Median: $77,000

Regional banking centre with rich mining history, Bendigo offers unique access to one of Australia's major regional banks.

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Shepparton
Pop. 52,000
Median: $72,000

Goulburn Valley food bowl, Shepparton residents access agricultural lending alongside traditional personal loan products.

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Wodonga
Pop. 40,000
Median: $73,000

Twin city with Albury across the border, Wodonga offers cross-state lending flexibility and regional finance options.

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Mildura
Pop. 35,000
Median: $71,000

Sunraysia region centre, Mildura borrowers access agricultural and horticultural lending alongside standard personal loans.

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Warrnambool
Pop. 35,000
Median: $73,000

Coastal city on the Great Ocean Road, Warrnambool offers tourism-driven economy with access to regional lending markets.

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Traralgon
Pop. 26,000
Median: $74,000

Latrobe Valley centre with energy sector heritage, Traralgon residents access traditional and transitioning economy lending.

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Wangaratta
Pop. 19,000
Median: $72,000

North-east Victorian city, Wangaratta offers regional lending with agricultural and manufacturing economic ties.

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Frankston
Pop. 142,000
Median: $79,000

Bayside suburb south of Melbourne, Frankston residents access metropolitan lending rates with suburban lifestyle.

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Dandenong
Pop. 30,000
Median: $74,000

Multicultural manufacturing hub southeast of Melbourne, Dandenong offers diverse lending options for small business and personal needs.

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Pakenham
Pop. 56,000
Median: $82,000

Fast-growing outer Melbourne suburb, Pakenham residents benefit from urban lending markets with affordable housing options.

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Cranbourne
Pop. 25,000
Median: $78,000

Growing Melbourne fringe suburb, Cranbourne offers metropolitan lending with family-friendly development focus.

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Melton
Pop. 72,000
Median: $80,000

Rapid growth corridor west of Melbourne, Melton residents access competitive urban lending for new housing developments.

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Horsham
Pop. 16,000
Median: $70,000

Wimmera region centre, Horsham offers agricultural and regional personal lending for grain belt communities.

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☀️

Queensland

16 cities • 5206000

Brisbane
Pop. 2,560,000
Median: $89,000

Queensland capital with subtropical climate, Brisbane offers diverse lending from major banks, credit unions, and digital lenders.

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Gold Coast
Pop. 679,000
Median: $83,000

Major tourism and lifestyle destination, Gold Coast residents access competitive lending markets with strong property sector.

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Sunshine Coast
Pop. 346,000
Median: $81,000

Rapidly growing coastal region north of Brisbane, Sunshine Coast offers lifestyle lending with strong retirement and tourism sectors.

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Townsville
Pop. 180,000
Median: $82,000

North Queensland capital with military and mining ties, Townsville offers stable lending environment with defence economy.

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Cairns
Pop. 154,000
Median: $77,000

Tropical gateway to Great Barrier Reef, Cairns residents access tourism-oriented lending and regional finance options.

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Toowoomba
Pop. 138,000
Median: $76,000

Darling Downs garden city, Toowoomba offers agricultural lending expertise alongside traditional personal loan products.

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Mackay
Pop. 80,000
Median: $88,000

Sugar capital with strong mining sector, Mackay residents access premium lending rates tied to resource economy.

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Rockhampton
Pop. 79,000
Median: $79,000

Beef capital of Australia, Rockhampton offers agricultural and mining lending with strong regional banking presence.

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Bundaberg
Pop. 72,000
Median: $73,000

Home of famous rum and sugar industry, Bundaberg provides regional lending with agricultural specialization.

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Hervey Bay
Pop. 56,000
Median: $70,000

Whale watching capital with growing retirement population, Hervey Bay offers coastal lending with tourism focus.

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Gladstone
Pop. 34,000
Median: $91,000

Major industrial port city, Gladstone residents benefit from high-income mining and manufacturing sectors with premium lending access.

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Maryborough
Pop. 27,000
Median: $71,000

Heritage city on Mary River, Maryborough offers regional lending with manufacturing and tourism economic base.

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Mount Isa
Pop. 18,000
Median: $98,000

Remote mining city in outback, Mount Isa residents access specialized mining sector lending with premium rates.

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Ipswich
Pop. 229,000
Median: $78,000

Historic city west of Brisbane, Ipswich offers urban fringe lending with industrial and residential growth.

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Redcliffe
Pop. 57,000
Median: $79,000

Bayside suburb north of Brisbane, Redcliffe residents access metropolitan lending with coastal lifestyle benefits.

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Logan
Pop. 326,000
Median: $75,000

Diverse growth corridor south of Brisbane, Logan offers accessible lending markets for multicultural communities.

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⛏️

Western Australia

12 cities • 2667000

Perth
Pop. 2,141,000
Median: $96,000

Isolated capital city with mining wealth, Perth offers premium lending markets driven by resource sector prosperity.

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Mandurah
Pop. 90,000
Median: $78,000

Coastal city south of Perth, Mandurah residents access competitive lending with strong retirement and tourism sectors.

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Bunbury
Pop. 75,000
Median: $85,000

South-west port city, Bunbury offers regional lending with mining, agriculture, and tourism economic diversity.

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Kalgoorlie-Boulder
Pop. 30,000
Median: $105,000

Historic gold mining centre, Kalgoorlie residents benefit from highest lending capacity due to mining sector wages.

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Geraldton
Pop. 38,000
Median: $87,000

Mid-west coastal city, Geraldton offers mining and fishing industry lending with regional bank presence.

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Albany
Pop. 36,000
Median: $78,000

Historic southern port city, Albany provides regional lending with agriculture, tourism, and education economic ties.

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Rockingham
Pop. 133,000
Median: $82,000

Coastal suburb south of Perth, Rockingham offers metropolitan lending rates with beachside lifestyle.

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Joondalup
Pop. 70,000
Median: $86,000

Northern Perth suburban centre, Joondalup residents access urban lending with education and healthcare hub status.

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Busselton
Pop. 27,000
Median: $77,000

South-west tourist destination, Busselton offers tourism and agriculture lending with growing retirement sector.

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Port Hedland
Pop. 16,000
Median: $128,000

Pilbara iron ore export hub, Port Hedland residents command Australia's highest median incomes with premium lending access.

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Karratha
Pop. 17,000
Median: $122,000

Pilbara resources hub, Karratha offers specialized mining sector lending with exceptional income levels.

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Broome
Pop. 14,000
Median: $82,000

Tropical pearling and tourism town, Broome provides unique lending for remote luxury tourism sector.

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🍷

South Australia

10 cities • 1770000

Adelaide
Pop. 1,376,000
Median: $84,000

Festival city with defense and wine industries, Adelaide offers diverse lending from traditional banks to emerging fintechs.

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Mount Gambier
Pop. 26,000
Median: $72,000

Limestone coast city, Mount Gambier offers regional lending with forestry, agriculture, and tourism economic base.

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Whyalla
Pop. 21,000
Median: $76,000

Industrial city on Spencer Gulf, Whyalla provides manufacturing and mining sector lending opportunities.

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Murray Bridge
Pop. 21,000
Median: $70,000

Murray River city, Murray Bridge offers agricultural and regional lending with dairy and horticulture focus.

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Port Lincoln
Pop. 16,000
Median: $88,000

Seafood capital with tuna industry, Port Lincoln residents access premium lending tied to fishing sector prosperity.

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Port Augusta
Pop. 14,000
Median: $74,000

Crossroads city with energy transition focus, Port Augusta offers regional lending for renewable energy sector.

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Port Pirie
Pop. 14,000
Median: $73,000

Lead smelting city, Port Pirie provides industrial sector lending with manufacturing economic base.

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Victor Harbor
Pop. 15,000
Median: $68,000

Fleurieu Peninsula holiday destination, Victor Harbor offers tourism and retirement sector lending options.

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Gawler
Pop. 24,000
Median: $75,000

Historic town north of Adelaide, Gawler residents access metropolitan lending with regional affordability.

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Morphett Vale
Pop. 23,000
Median: $76,000

Southern Adelaide suburb, Morphett Vale offers urban fringe lending with family-focused housing development.

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Comprehensive Australian Coverage

Urban

100% coverage of major metropolitan areas including all capital cities

Regional

Extensive coverage of regional centres and coastal communities

Remote

Selected coverage in remote areas including mining towns