Australian States & Territories

Compare personal loans from ASIC-regulated lenders across all 8 Australian states and territories. Find competitive rates and terms tailored to your local area.

8
States & Territories
92
Cities Covered
5.99%+
Starting Rates
100%
ASIC Regulated

New South Wales

NSW

🏙️
Population:8166000
Cities:18
Capital:Sydney

Australia's most populous state and economic powerhouse, NSW offers the nation's most competitive lending market with over 100 ASIC-licensed lenders operating across Sydney, regional centres, and rural communities.

Top Cities:
SydneyNewcastleCentral Coast
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Victoria

VIC

🎨
Population:6613000
Cities:16
Capital:Melbourne

Australia's cultural and sporting capital, Victoria boasts sophisticated lending markets with Melbourne as a global fintech hub attracting innovative credit providers alongside traditional banking institutions.

Top Cities:
MelbourneGeelongBallarat
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Queensland

QLD

☀️
Population:5206000
Cities:16
Capital:Brisbane

Sunshine state with rapidly growing population, Queensland offers expanding lending markets driven by interstate migration, tourism, and mining prosperity creating diverse borrowing opportunities across urban and regional areas.

Top Cities:
BrisbaneGold CoastSunshine Coast
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Western Australia

WA

⛏️
Population:2667000
Cities:12
Capital:Perth

Resource-rich state with mining prosperity, WA offers premium lending markets with Australia's second-highest median income enabling strong borrowing capacity for iron ore, gold, and LNG industry workers.

Top Cities:
PerthMandurahBunbury
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South Australia

SA

🍷
Population:1770000
Cities:10
Capital:Adelaide

Defence and wine state with growing technology sector, SA offers competitive lending markets with Adelaide emerging as a fintech hub and defence industry driving stable high-income employment.

Top Cities:
AdelaideMount GambierWhyalla
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Tasmania

TAS

🌿
Population:557000
Cities:9
Capital:Hobart

Island state with pristine environment and growing tourism, Tasmania offers unique lending market with increasing interstate migration, booming food and wine sectors, and strong retirement population.

Top Cities:
HobartLauncestonDevonport
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Australian Capital Territory

ACT

🏛️
Population:453000
Cities:5
Capital:Canberra

National capital with Australia's highest median income, ACT offers premium lending market driven by federal government employment, defence industry, and research institutions providing exceptional borrowing capacity.

Top Cities:
CanberraTuggeranongBelconnen
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Northern Territory

NT

🦘
Population:246000
Cities:6
Capital:Darwin

Tropical territory with defence and mining industries, NT offers specialized lending market with remote area premiums, high Indigenous population, and strong military presence driving unique financing needs.

Top Cities:
DarwinAlice SpringsPalmerston
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Nationwide Coverage

90%+

Coverage of Australia's population across major metropolitan and regional centres

100%

All featured lenders hold current ASIC registration and comply with NCCP Act

24/7

Online applications available around the clock from anywhere in Australia