Personal Loans Canada

Ontario offers personal loans through banks, credit unions, and licensed lenders regulated under the Payday Loans Act and federal financial regulations.

Quebec has strict consumer protection laws governed by the Consumer Protection Act, with specific regulations for high-cost credit products.

BC regulates personal loans through the Business Practices and Consumer Protection Act, with specific rules for payday and high-cost lending.

Alberta regulates consumer lending through the Fair Trading Act and Cost of Credit Disclosure Regulation, with specific payday loan rules.

Manitoba regulates consumer credit through the Consumer Protection Act with specific provisions for payday loans and high-cost lending.

Saskatchewan regulates payday lending through the Payday Loans Act and consumer credit through provincial consumer protection legislation.

Nova Scotia regulates consumer lending through the Consumer Protection Act with specific provisions for payday loans and high-interest credit.

New Brunswick regulates consumer lending through the Cost of Credit Disclosure Act and Payday Loans Act with bilingual service requirements.

Newfoundland and Labrador regulates consumer lending through the Consumer Protection and Business Practices Act with specific payday loan regulations.

PEI regulates consumer lending through consumer protection legislation with oversight by the Office of the Attorney General.

Northwest Territories regulates consumer lending through territorial legislation with consideration for remote and Indigenous communities.

Yukon regulates consumer lending through territorial consumer protection legislation with focus on small community needs.

Nunavut regulates consumer lending with special consideration for Inuit communities and remote accessibility challenges.