It starts with the money shortfall: what is required, what is available, the gap, purpose, deadline and jurisdiction.
Last reviewed
Reviewed by
Rostislav Sikora
Next review due
Canada's Money Shortfall Decision Platform
Loan-Platform is designed to show possible ways to resolve a shortfall before defaulting to new borrowing. Depending on supported evidence, that can include payment arrangements, assistance or hardship resources, deferrals, non-debt methods, existing credit and new borrowing.
The current launch scope is Ontario in English. The product uses a deterministic decision process over structured Canadian evidence; a loan is not automatically the first result.
Rostislav Sikora is accountable for product methodology, lending decision methodology, editorial standards, data governance, commercial independence and final methodology approval.