YMYL governance

Editorial policy

Financial content should help a person make a safer decision, not manufacture traffic or urgency.

Last reviewed
Reviewed by
Rostislav Sikora
Next review due

Responsible owner: Rostislav SikoraFounder & Lending Decision Expert

People first

We prioritize practical shortfall resolution and information gain over lender promotion or page volume.

Sources and uncertainty

Material claims prefer official sources. Unknown, stale and conflicting evidence remains explicit.

Named responsibility

Financial methodology, data, editorial guidance, regulatory information and commercial disclosure require an accountable owner.

Publication review

Trust review complements the SEO Publication Gate. Goal 08 pages remain noindex until a later publication audit.

AI policy

AI may eventually explain or localize approved structured results. It may not invent fees, APR, eligibility, regulation, assistance, product terms, approval odds, statistics or structured reasons. It is not the current financial decision authority.